What is umbrella insurance

There are at least three reasons for an individual to buy a personal umbrella policy. To begin with, the primary policies otherwise available generally do not provide liability limits commensurate with the exposure such individuals may face. Second, the cost of this excess coverage is comparatively cheap. Third (and perhaps most importantly), umbrella policies not […]

Quick quiz: Do you own a dog? How about a swimming pool or trampoline? Do you have a long commute? Are you a hunter? If you answered yes to any of those questions, you have an above-average chance of being sued. You are also more vulnerable if you have teen drivers at home, own more […]